Research on smart contracts for Omnipresent AI in commercial health insurance

【Author】 Hsiao, Tsung-Chih; Chen, Tzer-Long; Chang, Shu-Chen; Chang, Tsui-Ping

【Source】ENTERPRISE INFORMATION SYSTEMS

【影响因子】4.407

【Abstract】This research explores how integrating Omnipresent AI and smart contracts enhances the efficiency of medical insurance claims in commercial health insurance. AI enables real-time data processing, instantly accessing and evaluating medical records from secure ledgers. Blockchain technology integrates these records with smart contract policies for swift, accurate assessments. Smart contracts, hosted on a third-party certification platform, authenticate, grant access, and document the process, eliminating manual application for records. This streamlines claim reviews, enabling immediate payouts to policyholders. By leveraging AI, blockchain, and smart contracts, this approach optimizes efficiency, reduces costs, and accelerates settlements for insured beneficiaries.

【Keywords】Omnipresent AI; smart contract; commercial health insurance; digitalisation; blockchain

【发表时间】2024 2024 DEC 18

【收录时间】2025-02-05

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