Convenience Theory and Cybercrime Opportunity: An Analysis of Online Cyber Offending

【Author】 Dearden, Thomas E.; Gottschalk, Petter

【Source】DEVIANT BEHAVIOR

【影响因子】1.716

【Abstract】The private nature of business creates opportunities for financial crimes. Convenience theory suggests that opportunity, accompanied by a willingness and motive, explains financial crimes. Newer technologies have created similar private environments, which allow for criminal behavior. For example, cryptocurrencies offer a new way of generating anonymous financial transactions. This paper explores criminal opportunity using cryptocurrency and convenience theory. Specifically, we test each convenience dimension - opportunity, willingness, and motive - using a sample of adults in the United States. We find all three dimensions explain online financial crimes. Opportunity, measured through any purchase of cryptocurrency is related to an increase in financial cybercrimes. Further, when motive is considered as greed or need, a need is more important than greed. The use of cryptocurrency increases certain opportunities for financial crimes. This may partially be attributed to the crimes themselves (e.g. pump-and-dump cryptocurrency schemes) but also to the general opportunity created through cyberspace.

【Keywords】

【发表时间】2023 2023 AUG 12

【收录时间】2023-08-29

【文献类型】实证数据

【主题类别】

区块链治理-市场治理-区块链金融监管