【Author】 Fujiki, Hiroshi
【Source】APPLIED ECONOMICS
【影响因子】1.916
【Abstract】This study surveyed people's knowledge and use of central bank digital currency (CBDC), crypto asset ownership, and cash demand in Japan. While 4% of the respondents understand CBDC, 10% are willing to use CBDC when available. The demographic characteristics of respondents who understand CBDC are similar to those of crypto asset owners. Average cash demand for day-to-day payment purposes by crypto asset owners is slightly lower than that by nonowners. If CBDC users had similar cash demand to that of crypto asset owners, the introduction of CBDC with attributes similar to crypto assets would not substantially reduce cash demand for day-to-day payment purposes.
【Keywords】CBDC; cash demand; cash hoarding; crypto asset; financial literacy
【发表时间】
【收录时间】2023-04-10
【文献类型】实证数据
【主题类别】
区块链治理-市场治理-数字货币
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