Evaluating and forecasting the risks of small to medium-sized enterprises in the supply chain finance market using blockchain technology and deep learning model

【Author】 Dang, Chenlu; Wang, Fan; Yang, Zimo; Zhang, Hongxia; Qian, Yufeng

【Source】OPERATIONS MANAGEMENT RESEARCH

【影响因子】7.032

【Abstract】The present work applies deep learning and blockchain technology to evaluate and control the risk of the supply chain finance market, to cope with the diversifications of the financial market development mode. Firstly, based on the relevant monetary inward theory, the potential risks are analyzed in the supply chain finance market. Besides, under the background of financial technology, the risk of the supply chain finance market is predicted and managed by intelligent technology. Secondly, the financing model of supply chain finance is analyzed to discuss the possible credit risk of supply chain finance. Meanwhile, the credit evaluation model of supply chain finance based on deep learning technology is constructed to predict the potential credit risk. Thirdly, blockchain technology is adopted to control and optimize the credit evaluation model to establish a credit system for supply chain enterprises with high credit and reliability and reduce potential supply chain financial risks. Finally, the designed model is simulated and tested. The experimental results show that the credit evaluation model of supply chain finance has a fitting effect of 0.989 on the sample data, indicating that it can effectively analyze the data. Result analysis shows that the designed model can effectively predict the potential credit risk of the enterprise. Moreover, a stable and reliable credit relationship network is established for supply chain finance by blockchain technology, which enhances the reliability of logistics transactions, and reduces potential risks faced by supply chain finance. The model provides effective technical means for studying the credit risk of supply chain finance.

【Keywords】Blockchain Technology (BT); Credit Risk Control (CRC); Supply Chain Finance (SCF); Backpropagation Neural Network (BPNN)

【发表时间】

【收录时间】2022-05-22

【文献类型】实证性文章

【主题类别】

区块链应用-虚拟经济-金融领域