Fintech: from budding to explosion-an overview of the current state of research

【Author】 Sun, Yi; Li, Shihui; Wang, Rui

【Source】REVIEW OF MANAGERIAL SCIENCE

【影响因子】5.435

【Abstract】Financial technology (Fintech) activities such as crowdfunding and blockchain that developed with new technology is moving beyond an immature technology to being freely adapted all over the world in the last 21 years. It is an essential challenge for scholars and financial industry managers, and researchers have established multiple studies to explain this under-explored phenomenon. However, there is still a lack of literature analysis and visualization research to point out new routes and opportunities for fintech. This study reviews 1128 papers from 2000 to 2021 to explore the field of fintech by using a bibliometric methodology and puts forward a framework to elaborate on the emerging development stage of fintech. The results show that information technology lays the foundation, financial innovation provides the impetus, and financial supervision gives the guarantee in the development of fintech. Also, this paper analyzes the literature and subject research with sudden influence in the field of fintech and shown that internet finance has an explosive development trend, among which mobile devices play an important intermediary role. Finally, some interesting subjects for future fintech research were proposed, which will provide an essential reference for scholars and managers.

【Keywords】Fintech; Bibliometric; Financial regulation; New business model; Innovation trilemma

【发表时间】

【收录时间】2022-04-13

【文献类型】综述

【主题类别】

综述-文献综述-